Drooid Logo
Back to today’s briefing

Story perspectives

JPMorgan, BofA Q2 Charge-Offs Fall, Card Sales Rise

7/22/2026

45 5 Full Breakdown

1 of 1

Story summary
  • JPMorgan Chase reported its Q2 net charge-off rate fell to 3.34% and card sales rose 10% year over year.
  • Bank of America said its Q2 credit-card charge-off rate dropped to 3.55% from 3.82% a year earlier while card sales grew 9% year over year.
  • Bank of America cut its full-year net charge-off forecast to 3.2% after a six-basis-point improvement from the prior quarter.