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76% of Retirees Regret Not Saving Sooner, Survey Finds

7/23/2026

32 6 Full Breakdown

Summary

Story summary

A TIAA Institute survey of 1,591 U.S. adults found 76% of retirees wish they had started saving earlier.
The same survey showed 71% of retirees wish they had saved more.
Surya Kolluri, head of the TIAA Institute, said early retirement shortens saving time and lengthens retirement needs.
Advised retirees report 26% regret major life events versus 43% without advice, with 7 in 10 having employer plans and 89% enrolling.

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Story summary

A TIAA Institute survey of 1,591 U.S. adults found 76% of retirees wish they had started saving earlier.
The same survey showed 71% of retirees wish they had saved more.
Surya Kolluri, head of the TIAA Institute, said early retirement shortens saving time and lengthens retirement needs.
Advised retirees report 26% regret major life events versus 43% without advice, with 7 in 10 having employer plans and 89% enrolling.