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Story perspectives

Retirees Face $185,500 Healthcare Bill, 7% Rise

7/25/2026

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Story summary
  • Fidelity estimates a typical 65-year-old retiring this year will spend $185,500 on healthcare.
  • The amount is 7.5 percent higher than last year’s $172,500 and more than double the 2002 estimate.
  • Fidelity found 54 percent of preretirees wrongly believe Medicare covers all health expenses.
  • The projection excludes long-term care, which a HHS analysis says 56 percent of 65-year-olds will need.