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X Rolls Out Invite-Only X Money Service, 6% APY

7/29/2026

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Story summary
  • X launched X Money, an invite-only, bank-account-like service for sending money within the app, initially for a limited U.S. user group.
  • Powered by Cross River Bank, X Money offers FDIC-insured deposits and lets X Premium+ users earn up to 6% APY on $1,000 deposits for an $8 fee.
  • Musk says the launch moves X toward his “everything app” vision that blends social, content, commerce and financial services.