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Homeownership Delayed as Prices Surge, New Housing Act Enacted

7/30/2026

42 8 Full Breakdown

Summary

Story summary

The Great Postponement has delayed homeownership as housing prices rose 40% and 30-year mortgage rates climbed from about 3% to 6.58% by 2026.
Realtor.com found 25.2 million adults under 35 living with parents in 2025, about one-third of that cohort, with 70% employed.
The housing affordability index reached 105.1 in May 2026, prompting the 21st Century Road to Housing Act that year to expand affordable housing.

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Story summary

The Great Postponement has delayed homeownership as housing prices rose 40% and 30-year mortgage rates climbed from about 3% to 6.58% by 2026.
Realtor.com found 25.2 million adults under 35 living with parents in 2025, about one-third of that cohort, with 70% employed.
The housing affordability index reached 105.1 in May 2026, prompting the 21st Century Road to Housing Act that year to expand affordable housing.