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Story perspectives

HOA Foreclosures Surge 40%, Liens Rise 9% Nationwide

8/4/2026

48 4 Full Breakdown

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Story summary
  • HOAs foreclosed on 6,376 properties in Q1, up nearly 40% from two years earlier.
  • HOAs filed over 285,000 liens in 2025, an 8.8% rise from the prior year.
  • About 20 states give HOA liens super priority, allowing foreclosures before mortgage lenders.
  • Magnolia Cove, North Carolina, raised monthly dues from $350 to $1,250 and added a $10,000 special assessment.