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Story perspectives

UK banks offer up to £220 to switch accounts

8/17/2026

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Story summary
  • More than five UK banks are offering incentives, including up to £220, to persuade customers to switch accounts.
  • Hargreaves Lansdown’s August survey of 3,000 British adults found 34% moved their money in the past 12 months.
  • FCA data analysis estimates that staying with the same bank costs British savers about £12 billion in missed interest each year.