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PBOC Holds Loan Prime Rates Steady in August

8/20/2026

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Story summary
  • People's Bank of China (PBOC) kept benchmark lending rates unchanged in August.
  • The one-year loan prime rate stayed at 3.0% and the five-year rate at 3.5%.
  • PBOC said the hold supports financial stability, economic growth and a stable yuan.
  • Analysts note soft demand, shrinking yuan loans and thin bank margins, saying changes depend on demand and external conditions.