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Story summary
- National Savings and Investments raised the premium-bond prize-fund rate to 4.35% in September.
- The odds of winning per £1 bond improved from 22,000-1 to 21,000-1.
- NS&I expects the prize pot to reach £497 million, adding £63 million and 308,000 prizes.
- A freedom-of-information request showed 62% of premium-bond holders have never won a prize.
- AJ Bell’s Sarah Coles said the holder wins nothing monthly and under 1% of prizes go to accounts under £1,000.
