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UK subsidence claims hit record £297M, payouts surge 90%

8/24/2026

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Summary

Story summary

Association of British Insurers reported record subsidence claims last quarter, a 15% rise from 2025.
Households claimed an average £20,000 (US$27,200) per loss, the highest quarterly average on record.
Total UK subsidence payouts reached £297 million in the four years through 2025, up about 90%.
Victorian and Edwardian homes built on upper London clay are most vulnerable.

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Story summary

Association of British Insurers reported record subsidence claims last quarter, a 15% rise from 2025.
Households claimed an average £20,000 (US$27,200) per loss, the highest quarterly average on record.
Total UK subsidence payouts reached £297 million in the four years through 2025, up about 90%.
Victorian and Edwardian homes built on upper London clay are most vulnerable.