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Hastings Direct subsidence claims jump 140% after hottest summer

9/5/2026

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Story summary
  • UK insurers report a surge in homeowners' subsidence claims after the hottest summer.
  • Hastings Direct saw a near 140% rise in August subsidence claims, an all-time high.
  • Total payouts reached £297 million in 2025, a 6% rise and 89% higher than 2022.
  • Aviva is reviewing reserves and pricing for subsidence after its £3.7 billion Direct Line acquisition.