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Story summary
- Lloyds Bank reported average UK house price fell 0.4% YoY to £298,468 in August 2026.
- Northern Ireland posted the strongest annual gain, up 6.9% to a record £231,245.
- Mortgage approvals fell to their lowest level since early 2024 as two-year fixed rates averaged 5.6%.
- Lloyds mortgages director Andrew Asaam said sellers hold firm while buyers await clearer rate outlooks.
