Story perspectives
Banks pull back commercial mortgages, deepening shop slump
9/7/2026
1 of 1
Story summary
- Landlords and property figures accuse banks of deepening the shop slump by pulling back from commercial mortgages.
- Shih Wing-ching says banks start positively but financing often becomes difficult at the approval stage.
- Raymond Ho says sharp decline in shop values eroded capital pool, weighing on investment and consumption.
- Banks press owners to repay loans, refuse mortgages, and reduce transactions, while residential market gains momentum this year.
