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One in Three Insured Americans Carry Medical Debt

By Drooid · · How we work

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Story summary
  • A Commonwealth Fund analysis finds one in three insured Americans carry medical debt.
  • Hospital visits generate nearly two-thirds of that debt.
  • Almost half of debt-carrying insured adults owe at least $2,000, about 15% of working-age privately insured adults.
  • Senior scholar Sara R. Collins attributes the debt to high deductibles and routine care costs that exceed coverage.
  • Employee health-benefit costs are projected to rise 8.2% in 2027, the highest since 2003.