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Societe Generale Targets Under-55% Cost Ratio by 2029

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Story summary
  • Societe Generale announced a strategic plan to cut costs and boost profitability by 2029.
  • The bank targets a cost-to-income ratio below 55% by 2029, down from 60%.
  • Overall expenses are planned to fall below €16.3 billion by 2029, a 2% reduction versus 2026.
  • Gross savings of €1.9 billion are expected, with AI projects delivering €500-600 million by 2029.
  • Shareholder payouts could exceed €21 billion through dividends and buybacks by the end of 2029.