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Donald’s Secures NFIB Endorsement for Insurance Premium Cuts

By Drooid · Sep 25, 2026, 12:36 AM UTC · How we work

Summary

Byron Donalds Secures Endorsement

Rep. Byron Donalds (R-Florida) secured the Florida NFIB endorsement for his governor campaign.
NFIB Florida praised his “Bring Down The Bill” plan to cut insurance premiums for small businesses and homeowners.
Donalds proposes cutting property insurance premiums 20%–25% because higher construction costs raise premiums, urging officials to cut spending.
He thanked President Donald Trump and Gov. Ron DeSantis for their support.
He will face Democrat David Jolly in November.

Summary

PolitiFact Reviews Claims

PolitiFact reviewed candidates’ insurance claims using a 2026 Florida State University wind-coverage study.
The study projected a $1,000 emergency fee per household after a catastrophic storm.
Experts warned the proposed state fund could raise premiums 21% to 139% for some Floridians.
Jolly’s plan would require at least $32 billion for a state-backed wind-insurance program.
The catastrophe fund is projected to hold $12 billion by the end of 2026.

History

Historical Context

After Hurricane Andrew devastated South Florida in August 1992, causing $26.5 billion in damage and bankrupting 11 insurers, Governor Lawton Chiles signed the 1993 law that created the Florida Hurricane Catastrophe Fund to restore insurance capacity. Today, Florida officials invoke that legacy while proposing premium cuts and a state-backed wind-insurance program for residents.

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Byron Donalds Secures Endorsement

Rep. Byron Donalds (R-Florida) secured the Florida NFIB endorsement for his governor campaign.
NFIB Florida praised his “Bring Down The Bill” plan to cut insurance premiums for small businesses and homeowners.
Donalds proposes cutting property insurance premiums 20%–25% because higher construction costs raise premiums, urging officials to cut spending.
He thanked President Donald Trump and Gov. Ron DeSantis for their support.
He will face Democrat David Jolly in November.

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