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Story summary
- The Federal Reserve (Fed) reports families behind on loan payments rose to 20% by end 2025.
- Families with debt payments over 40% of income rose to 8.6% from 6.5%, highest since 2013.
- Debt payments as a share of income rose to 15.4% in 2022-2025 period.
- Bottom-quartile net worth fell over 50%, from $3,800 in 2022 to $1,700 in 2025.
- Buy-now-pay-later usage rose from 7% to 12% as debt stress grew.