Story perspectives

Home-insurance premiums jump 46% since 2021, fueling elections

By Drooid · Oct 13, 2026, 4:05 PM UTC · How we work

Summary

Story summary

Home-insurance premiums have risen 46 percent since 2021, nearly triple inflation.
Florida gubernatorial candidates debated ways to lower the nation’s highest home-insurance rates.
North Carolina voters considered a constitutional amendment to cap property taxes amid rising flood-related insurance costs.
A survey found 58 percent of Americans say higher insurance costs would increase their likelihood of voting.
Rising insurance rates have turned Kansas and Florida into battlegrounds and pushed North Carolina toward Democrats.

1 of 1

Story summary

Home-insurance premiums have risen 46 percent since 2021, nearly triple inflation.
Florida gubernatorial candidates debated ways to lower the nation’s highest home-insurance rates.
North Carolina voters considered a constitutional amendment to cap property taxes amid rising flood-related insurance costs.
A survey found 58 percent of Americans say higher insurance costs would increase their likelihood of voting.
Rising insurance rates have turned Kansas and Florida into battlegrounds and pushed North Carolina toward Democrats.