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Story summary
- U.S. digital-asset firms say banks will stay and push for blockchain integration with banking services.
- Crypto firms advocate embedding blockchain in debit cards, payroll, point-of-sale, mortgages, and insurance.
- Users prioritize functional services over decentralization.
- Elon Musk’s X platform leads as a potential financial super-app combining banking, blockchain, and AI.
- Stablecoins settle instantly and cost less than cards but require fiat conversion, hindering widespread use.
