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Story summary
- U.S. homeowners saw a 24 percent rise in insurance premiums between early 2023 and early 2026.
- The average premium was $2,564 in early 2026, up from $2,068 in early 2023.
- Midwest premiums rose 25 percent, outpacing the Northeast (20.5 %), South (19.2 %) and West (16.4 %).
- Wisconsin premiums jumped 40.9 percent.
- Premium growth slowed to 4.6 percent in early 2026 after 7 percent (2023-24) and 10.8 percent (2024-25) gains.