Story perspectives

Techcombank Launches SME Crowdfunding, Pursues Crypto License

6/17/2026

Summary

Story summary

Techcombank will launch a crowdfunding platform for SMEs, allowing raises up to $700,000 annually under Resolution 323.
The bank will fund early-stage projects and restructure loans to draw up to five dollars of co-investment per dollar.
Techcombank has pledged roughly $3 billion to national infrastructure projects launched in the past six months.
It applied for a cryptocurrency license and is building an AI-driven model offering a $1 million scholarship to AI Challenge winners.

History

Historical Context

In 2011 the UK launched Crowdcube, the first regulated equity-crowdfunding platform, and the Financial Conduct Authority authorised it in February 2013. The model lets anyone invest as little as £10 for equity, spurring thousands of UK startups. Techcombank’s 2024 Resolution 323 scheme adopts the same structure to let Vietnamese SMEs raise up to $700,000.

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Story summary

Techcombank will launch a crowdfunding platform for SMEs, allowing raises up to $700,000 annually under Resolution 323.
The bank will fund early-stage projects and restructure loans to draw up to five dollars of co-investment per dollar.
Techcombank has pledged roughly $3 billion to national infrastructure projects launched in the past six months.
It applied for a cryptocurrency license and is building an AI-driven model offering a $1 million scholarship to AI Challenge winners.

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